Money clips offer a minimalist and efficient way to carry cash—and in some cases, much more. Ideal for front-pocket carry and low-profile setups, a money clip can range from a simple metal clip to an integrated wallet system with tools or tactical functions. Whether you’re looking for a straightforward way to carry folded bills or something more capable for everyday carry (EDC), there’s a money clip to match your needs.
What Is a Money Clip?
A money clip is a compact device that holds folded cash—and sometimes cards—without the need for a full-size wallet. The clip may be stand-alone or part of a hybrid design that includes storage for cards, tools, or accessories. Styles range from traditional spring clips to modern multifunctional platforms, often made from metal, carbon fiber, leather, or polymer.
Benefits of Using a Money Clip
- Slim Carry – Reduces pocket bulk compared to wallets
- Quick Access – Bills can be retrieved in seconds
- Durability – Strong materials like titanium, stainless steel, or Kydex are built for daily use
- Modular Functionality – Some models offer added tools or EDC functions
- Travel-Friendly – Fits easily in a shirt pocket, suit jacket, or small organizer pouch
Common Types of Money Clips
Spring Tension Clips
A simple, folded piece of metal that relies on tension to hold folded cash. Classic design, often used for minimal daily carry.
Magnetic Money Clips
Two magnets embedded in leather or synthetic panels to clamp bills in place. Easier to use, but typically holds fewer bills securely.
Hybrid Wallet + Clip
Combines a minimalist cardholder with an external or internal money clip. Allows users to carry cash and cards in a slim package.
Mechanical or Sliding Clips
Includes adjustable or locking mechanisms to better hold different amounts of cash. Often found in higher-end EDC or modular systems.
Plastic or Kydex Clips
Lightweight, rigid, and weather-resistant. Popular for tactical or utility use.
Knife and Multitool Money Clips
Some money clips include integrated tools, making them ideal for users who want everyday utility in a compact format. These versions combine wallet functions with added capability.
Knife Money Clips
These clips integrate a small folding blade alongside the cash clip. The blade may be concealed within the body or externally mounted. Useful for opening packages, cutting cordage, or light-duty tasks.
Considerations:
- Legal blade length (check local laws)
- Locking mechanism or slip joint
- Placement for safe carry and access
Multitool Money Clips
Designed for utility, these models include features such as:
- Bottle openers
- Wrenches
- Screwdrivers
- Pry tools
- Hex drivers or cutters
These are often constructed from stainless steel, aluminum, or titanium and may include modular options to expand functionality.
Best For:
- EDC setups
- Minimalist toolkits
- Outdoor or tactical carry
Choosing the Right Money Clip
Key factors to consider when choosing a money clip:
- Material:
- Metal (durable, secure)
- Magnetic (easy to use, less firm under load)
- Plastic/Kydex (lightweight, weather-resistant)
- Leather (traditional feel, softer form)
- Functionality:
- Cash-only or combined with card storage?
- Do you want extra features like a knife or multitool?
- Carry Style:
- Will it go in your front pocket, jacket, or a dedicated organizer?
- Do you prefer a clip that’s integrated into a wallet or a stand-alone unit?
- Security and Retention:
- Consider how tightly the clip holds bills
- Knife and tool versions may need added retention to stay safe during carry
Money clips are more than a way to carry cash—they’re a streamlined alternative to bulky wallets and can serve as multi-purpose tools in the right setup. From simple clips to integrated knives and multitools, the options span from minimalist to tactical, giving you flexibility in how you carry and what you carry with.